About TIO

About TIO

TIO was established in 1979 to provide insurance options for those living in the Northern Territory. Our focus has not changed. Headquartered in Darwin, our strength lies in our solid understanding of the conditions faced within the Territory year after year. Whether that be flood, cyclone or whatever else Mother Nature can throw our way.

As a division of Allianz Australia Insurance Limited, a member of the global Allianz Group, TIO is supported by one of Australia’s largest general insurers.

We provide a comprehensive range of insurance products across both personal and business portfolios. This includes home, motor, marine, business and workers compensation. We also manage the Motor Accidents Compensation Scheme on behalf of the Northern Territory Government.

Providing employment for Territorians, we are proud that our local claims team and contact centre are here when our customers need us the most. We live here too, which is why we know and understand the unique Territory conditions and lifestyle.


Joining TIO is an opportunity to grow your career, balance your lifestyle and work for an organisation that is truly focused on its people and the community it supports.

Insurance codes and standards

TIO is committed to delivering high standards of service to our customers at all stages of the insurance process.

We’re for Territorians

TIO has a long history of supporting initiatives and organisations that make Territorians proud.
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Preparing for the Wet Season

The things you need to know to be prepared for the Wet Season with our essential cyclone guide
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Free SMS Severe Weather Alerts

Be prepared this wet season with SMS or e-mail alerts

We understand the unique conditions faced in the Territory

TIO is based in Darwin and our strength lies in our solid understanding of the conditions faced within the Territory year after year.

Talk to a local
Our contact centre and claims teams live and work in the Territory, so we know Territory conditions.
Trusted since 1979
TIO was established in 1979 to offer Territorians a range of insurance options to choose from. We're as committed and passionate about the Northern Territory as you are.