About TIO

About TIO

TIO was established in 1979 to provide insurance options for those living in the Northern Territory. Our focus has not changed.
Headquartered in Darwin, our strength lies in our solid understanding of the conditions faced within the Territory year after year. Whether that be flood, cyclone or whatever else Mother Nature can throw our way, we live here too and we get it.

As a division of Allianz Australia Insurance Limited and part of the global Allianz Group, TIO is supported by the world’s largest insurer.

We provide a comprehensive range of insurance products across both personal and business portfolios. This includes home, motor, marine, business, life, travel and workers compensation. We also manage the Motor Accidents Compensation Scheme on behalf of the Northern Territory Government.

Headquartered in Darwin and employing Territorians, we are proud that our local claims team and contact centre are here when our customers need us the most. We live here too, which is why we know and understand the unique Territory conditions and lifestyle.

TIO is, and always will be, for Territorians.

For Territorians

Free SMS Severe
Weather Alerts

Be prepared this wet season with SMS or e-mail alerts


Sponsorship and Community Events

Out and about across the Territory

Learn More

Preparing for the
Wet Season

The things you need to know to be prepared for the wet season

Get Prepared

New to the Territory

The information you need to know about living in the Territory

Useful Help