Boat Insurance

Cover for your boat, motor and trailer all in one policy

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Boat Insurance by Club Marine

TIO Boat Insurance is provided by Club Marine. As Australia’s largest boat insurance provider with over 50 years experience, Club Marine can provide you with broad and flexible cover options to suit your boating needs.

Club Marine boat insurance is underwritten by Allianz, and designed by insurance professionals with a real understanding of boating. Visit Club Marine’s website to learn more.

Why choose Club Marine Pleasure Craft Insurance through TIO?

For full details, refer to the Club Marine Pleasure craft Insurance Product Disclosure Statement

  • Save 5% when you buy online1
  • Australia-wide cover, up to 250 nautical miles off the coast
  • Cover for fishing gear, skiing or diving equipment and tools on board (Limit of $3,000 per item and up to $30,000 in total, not in addition to the Section 1 limit)
  • Cover for accidental loss or damage to your boat2
  • Choice of market or agreed value for boats less than 20 years old3
  • Cover the legal liability to others, including property damage, death and injury
  • $10,000 in Club Care Benefits to help you out in an emergency
  • Options for the cover you need – lay-up cover, water skiers liability limits and agreed values
  • Exclusive benefits and discounts as a Club Marine Member


This is only a summary of some of the features available with this Club Marine Pleasure Craft Insurance policy. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Club Marine Pleasure Craft Insurance. The Target Market Determination (TMD) is available on this website.

With Club Marine you can get more than just insurance

We understand the unique conditions faced in the Territory

TIO is based in Darwin and our strength lies in our solid understanding of the conditions faced within the Territory year after year.

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*Conditions apply

  1. Any discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. To qualify for the maximum no claim bonus of 25%, customers must have had no pleasure craft insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced no claim bonus. Discounts are available at the time of printing and subject to change without notice.
  2. Terms, conditions and exclusions apply
  3. Subject to underwriting criteria – agreed value is not available in all circumstances
  4. Club Marine Assist is provided by Club Marine. Roadside Assist services are provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Member Assist services are provided by Club Marine Limited (Club Marine) ABN 12 007 588 347.