TIO KNOWLEDGE HUB
Where you'll find insurance and community related articles, information and tips.

Did you know

Did you know TIO offers a free alert service to notify you when severe weather is headed your way?

You can sign up for email or text message alerts that are tailored to your postcode.

They are designed to ensure you’re prepared before severe weather events hit, giving you adequate time to clean up outside, or bring in the washing.

In the Territory, it is not uncommon for offenders to enter homes in order to steal car keys. It has been reported by the National Motor Vehicle Theft Reduction Council that often there is someone at home.* 95 per cent of the time victims are unaware someone has entered their house.

This is why it’s so important to lock your door - even when you’re at home, and don’t leave your car keys in an easily accessible and obvious place.

Don’t make yourself an easy target for thieves.

Your humble home might be stronger than you think

If your house was built after Cyclone Tracy, it should have been built to the building codes that came in straight after.

That means it should be able to withstand wind speeds of between 225 and 279 kilometres an hour – the strength of a midrange Category 4 cyclone.

Now that’s a lot of hot air!

Latest Stories

Road trip safety tips – Towing trailers and caravans

Road trip safety tips – Towing trailers and caravans

If you’re planning a trip with a caravan or trailer, see these safety tips before you head off.

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Road trip safety tips – Driving with road trains and heavy vehicles

Road trip safety tips – Driving with road trains and heavy vehicles

Road trains can weigh in excess of 115 tonnes and be up to 53.5m long, so it’s important to be aware of how to safely share the roads with these vehicles.

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Road trip safety tips – Driving at night

Road trip safety tips – Driving at night

Whether you’re heading to the Daly River for a fish or taking the family to Nitmiluk, chances are your road trip will extend into the evening.

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Tips to avoid driver fatigue

Tips to avoid driver fatigue

Driver fatigue is one of the top three contributors to deaths on Australian roads. In fact, research has shown that fatigue can be just as dangerous as drink driving or excessive speeding.

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Have you modified or added accessories to your vehicle?

Have you modified or added accessories to your vehicle?

If you’ve recently installed a new sound system or added a snorkel for a driving adventure, these additions are classified as non-standard accessories.

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Home maintenance: five key areas that need your attention

Home maintenance: five key areas that need your attention

The upkeep of your most cherished and expensive asset – your home and its contents – can save you money in the long run by preventing damage or loss caused by wear and tear, which is not covered by TIO’s home insurance. We’ve put together a list of jobs that you can do around the house this weekend to maintain your home and help avoid bigger and more expensive issues down the track.

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Be prepared for extreme weather

Be prepared for extreme weather

While living in the Territory means great weather, an outdoor lifestyle and no traffic jams, it does come with some risks, like the potential for extreme weather conditions.

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Are you adequately insured?

Are you adequately insured?

If you’re like many Aussies, you guess the value of your home contents. Almost half of us don’t know how much our stuff is worth or we believe we’ve incorrectly estimated it by more than $5000*.

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Planning to see more of the Territory on your next holiday?

Planning to see more of the Territory on your next holiday?

Before you take off on a great car journey take time to check the following…

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Keep your home safe

Keep your home safe

Theft by opportunity is generally unplanned and occurs when someone takes advantage of a door or window left open, keys left in plain sight or property such as handbags or wallets are left in easily accessible locations.

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Knowing a Cyclone Watch from a Warning

Knowing a Cyclone Watch from a Warning

Knowing when to be prepared and when to take cover during a tropical cyclone is essential for personal and property safety, here’s a quick guide on the official warning system.

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