This website and its contents are the property of Territory Insurance Office (TIO), and are subjected to copyright under Australian law and through international treaties with other countries. No use of the website or contents is permitted without TIO’s authorisation.

Territory Insurance Office (TIO) is a trading name and division of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz).


Use of this site and the provision of services by TIO, Allianz or any of Allianz’s Related Body Corporates is governed by and subject to Australian law. It is a condition of your use of this site that you submit to this jurisdiction. Any offers made on this site are available only to Australian residents.

Information on this site

The information contained within this website is of a general nature only.

Changes may occur in circumstances at any time which may affect the accuracy or completeness of the information so while TIO has taken all reasonable care in producing this website, it accepts no responsibility for any loss, expense or liability which may incur from using or relying on the contents.

Any legal rights and obligations which TIO and you may have will be contained in the terms and conditions of the contract and policy issued to you or available on the site when you buy your policy online.

Your use of this website

You may view, copy, print and distribute material in electronic or other forms only for your personal use or non-commercial purposes. If you do so, you must retain copyright and other intellectual property notices from the original material;
You must NOT:
a. use or distribute material from this site for any public or commercial purpose; or
b. breach copyright or any other intellectual property rights of TIO, Allianz or its licensors including by amending or adapting any material on this site.

Links to other websites

The linked sites included in this website are not under the control of TIO and TIO is not responsible for the content of any linked site or any link contained in a linked site, or changes or updates to such sites. TIO is providing these links to use as a convenience. The inclusion of any link does not imply endorsement by TIO or the site or a relationship with the organisation to which the links are provided.