About the MAC Scheme

The Motor Accidents Compensation (MAC) Scheme is a no-fault scheme that provides benefits to people injured or killed in motor vehicle accidents in the Northern Territory.

The MAC Scheme covers all road users, including drivers, passengers, pedestrians, motorbike riders, and cyclists. Territory residents are also covered when interstate if a Northern Territory registered vehicle is involved in the accident, regardless of who’s at fault in causing the accident.

TIO, MAC Scheme administrator

MAC Scheme claims are administered by TIO on behalf of the Northern Territory Government Motor Accidents Compensation Commission (MACC).

As a personal injury specialist, TIO manages all aspects of personal injury and fatality claims. The TIO MAC claims team have extensive experience in managing personal injury claims and provide guidance and support throughout their claims journey.

TIO MAC and the law firms it engages, must act as model litigants in accordance with the MACC model litigant principles.

For more information about the MAC Scheme, entitlements and benefits, and how to make a claim, visit the MACC website.

About MACC
The MAC commissioner
About the MAC Scheme
MAC claims manager
Annual reports
Legislation and regulations
Information and privacy
Creation of the MAC Scheme

Who is covered by the MAC Scheme
Interstate accidents
When a family member dies
How to make an injury claim
How we assess injury claims
Acceptance of a claim
Need an interpreter service?
Claims and other forms

Managing your MAC claim
About lump sum payments
Supporting your recovery
What we can help pay for
Benefit reductions and exclusions
How we make decisions
How we pay for treatment and services
If you disagree with a decision

Provider essentials
What the MAC Scheme may pay for
Necessary and reasonable treatment
Referring a MAC Scheme participant for treatment
Treatment plans
Reports and independent medical examinations
Home visits, travel and telehealth
Providers forms and certificates

MAC Scheme enquiries
Compliments and complaints
Need an interpreter
If you disagree with a decision
Report fraud
Road safety enquiries