See the options available for Home Buildings Insurance
See the options available for Home Contents Insurance
Combine your Buildings and Contents Insurance to cover your home inside and out
See the options available for Buildings and Contents Insurance
See the options available for Landlords Insurance
For full details of the conditions, limits and exclusions on all our cover options, please refer to the Product Disclosure Statement (PDS)
Get an estimate for how much Building and Contents cover you may need in just a few minutes!
^Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014
Some content items have standard policy limits (e.g. jewellery, fishing gear, push bikes, etc). In some cases, you can increase the amount we’ll cover these items for. You will need to specify them on your policy, along with their individual replacement values.
Please refer to the relevant Product Disclosure Statement (PDS) for details of items with specified limits of cover.
If you have any other questions, please contact 131 846.
1. Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for any optional covers, including flood (where relevant).
2. 72 hour waiting period for loss or damage occurring from cyclones, storm surge or floods
As the Territory is subject to catastrophic weather events, it is necessary for us to apply a 72 hour waiting period for loss or damage occurring from cyclones, storm surge or floods. This means if you arrange new insurance or make a mid-term alteration such as increase sums insured, you will not have cover for these events until 72 hours after purchase or alteration.
3. Optional disaster cover
Only available in conjunction with buildings cover. Following a significant event that causes widespread property destruction, like cyclone, earthquake or flood, it is common for building costs to increase significantly in line with demand.
If you select Disaster Cover, we will increase the sum insured on your buildings by 30% for covered loss or damage caused by a named cyclone (including storm surge), flood or earthquake (including tsunami).