Buildings and ContentsSAVE up to 10%1 when you buy both buildings and contents cover on the one policy
For full details of the conditions, limits and exclusions on all our cover options, please refer to the Product Disclosure Statement
Cover for your home buildings, which could also include your in ground pool and garage
- Cover against loss or damage caused by Cyclone, storm surge and flood2 , and more
- Up to $20 million legal liability cover
- Optional Disaster Cover
Whether you own your home or renting, cover for your contents
- Cover against loss or damage caused by a range of events including theft, cyclone, storm, rainwater or hail etc.
- New for old replacement where we agree to replace your contents
- Up to 12 months accommodation if your home is rendered uninhabitable by an insured event (up to 10% of building or contents sum insured)
With TIO you can feel confident that your
home building, contents and valuables are protected.
You have the choice of two different levels of cover:
Premium Cover (Accidental Damage)
Covers your buildings and/or contents for accidental loss or damage (unless specifically excluded).
Essential Cover (Insured Events)
Covers your buildings and/or contents for loss or damaged caused by a specific list of events including Cyclone, Strom Surge and flood.