Workers Compensation

Cover your business for workers compensation payable under the Return to Work Act

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Workers Compensation in the NT

In the Northern Territory, any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have Workers Compensation Insurance that covers all workers.

TIO can offer Workers Compensation Insurance to Businesses operating in the Territory.

What is Workers Compensation

Workers compensation is compensation that may be payable to a worker when the worker suffers an injury arising out of or in the course of their employment. The worker’s entitlements are outlined in the Return to Work Act and may include payment of medical and rehabilitation expenses and benefits while unable to work.

For more information about workers compensation in the Northern Territory visit the NT Worksafe website or contact us.

Claims Management

Workers must notify employers of an injury as soon as is practicable and can provide the notice verbally or in writing. Employers are required to maintain a record of all injury notifications. The record must include:

  • Name and address of the worker
  • Date of injury
  • Cause of injury

The NT legislation contains specific time frames around responding to claims, so we ask that you immediately advise us of any work-related injury and provide us with a claim form.

Make a claim

Should you or your worker wish to make a claim for compensation, you must:

  1. Provide the worker with a NT Worksafe prescribed claim form. This form can be downloaded from the NT Worksafe website
  2. On receipt of this form, complete the employer’s report section and forward it, together with the Medical Certificate of Capacity, to our Claims Team within 3 working days.
  3. Please send documents to: or

    Or you can mail them to:

    Allianz Workers Compensation and TIO Workers Compensation
    GPO Box 4771
    Darwin NT 0801

We understand the unique conditions faced in the Territory

TIO is based in Darwin and our strength lies in our solid understanding of the conditions faced within the Territory year after year.

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Talk to a local
Our contact centre and claims teams live and work in the Territory, so we know Territory conditions.
Trusted since 1979
TIO was established in 1979 to offer Territorians a range of insurance options to choose from. We're as committed and passionate about the Northern Territory as you are.