This Privacy Policy sets out how Allianz (including, but not limited to when it is trading as Territory Insurance Office (TIO))* collects, stores, uses and discloses personal information.

Where required by law, we will provide you privacy information (in the form of a Privacy Notice or other privacy disclosure documentation) specific to the products or services you want to obtain from us or specific to your dealings with us.

What is ʻpersonal informationʼ?

Personal information is information or an opinion about an identified individual, or an individual who is reasonably identifiable:

What kinds of personal information do we collect and hold?

The personal information collected and maintained by Allianz generally includes your name, date of birth, gender, address, contact details and information specific to the product or service you decide to purchase from us, such as details of any property being insured, or your dealings with the specific Allianz business.

For some policies, we also collect and maintain your sensitive information. This includes information about your health, genetics, membership of any trade unions or professional associations and any criminal convictions you may have.

For employment applications, we collect your name, address, contact details, current and past employment information, educational qualifications and professional associations. We also collect information about and proof of your residency status, the name and contact details of your referees and other information required for recruitment purposes. Where we seek your consent to conduct a background check, we also collect details of your proof of identity from you.

In the recruitment process, we may ask you to answer optional questions about your personal attributes such as age, gender, ethnic background and language spoken. This personal (including sensitive) information is collected only for the purpose of understanding the diversity profile of applicants and employees and for internal reporting purposes within Allianz Australia and the Allianz Group.

How do we collect your personal information?

Where it is possible, we collect your personal information directly from you in person, in writing, over the telephone, by facsimile, through our online services (including our virtual online assistant and any online chat functions) and/or by electronic messages. In some circumstances, we may also collect it from:

Unless we are required or permitted by law to collect sensitive information about you, we will only do so by obtaining your consent.

If you nominate individuals to be covered by your insurance policy, you should direct them to this Privacy Policy and make them aware of the content of any privacy notice we provide you.

If you decide to complete an online application form, the information that you enter into the online form will only be collected by us if you submit your online application. If at any stage you cancel your application prior to submitting your application, the information you have entered up to that point will be automatically deleted.

Website and other data tracking

We may collect information about your visit to our site to assist us to measure and improve our website. Examples of information that we collect include: day and time of your visit, whether you have visited our website previously, whether you used a search engine to find us and some geographical information about what country and state you are in.

We use Google Analytics to collect visitor information so that we can better understand how to improve our products and services for you. One of the primary methods used by this tool is the placement of cookies. Cookies are small information files that an end user's web browser places on their computer when a website is visited. For information on disabling these cookies, please go to the privacy settings section within your browser. In addition to the session cookie, Google Analytics uses other data collection methods such as appending query strings to an image request. We store the data generated by Google Analytics securely and do not share it with third parties.

We also use third party remarketing cookies e.g. through Google Adwords. These cookies allow us to display tailored advertising to you on different websites across the internet based on your prior visits to our site. We do not collect any identifiable information about you through this remarketing process. You can opt out of Google's use of cookies by visiting Google's Ads settings

We also use other external companies for the following purposes:


We retain the content of any email that you send to us if we believe we have a legal requirement to do so. Your email message content may be monitored by our employees for security issues, including where email abuse is suspected; our response to you may be monitored for quality assurance issues.

For what purposes do we collect, hold and use your personal information?

We collect, hold and use your personal information for the purposes of providing our products and services and managing our business. This may include:

Personal information (including sensitive information) collected for workers compensation and Northern Territory motor accident compensation claims will only be used in connection with the business of providing workers compensation and motor accident compensation claim services or for purposes required by workers compensation or motor accident compensation regulators or by law. (Relevant for NT only)

If you do not provide your personal information we require, we may not be able to provide you with our services, including settlement of claims.

Direct marketing and your privacy

From time to time, we may use your personal information to advise you about or offer you other products or services that may be relevant and of interest to you. Personal Information you or an associated party have provided us will be held on file for marketing purposes until you opt out of receiving such information. If you do not want to receive these offers from us (including product or service offerings from us on behalf of our brokers, intermediaries and/or our business partners), please call the relevant customer service line in the ‘Contact Us’ section of this policy, or complete our online opt out form.

In some instances, we may disclose your personal information (but not sensitive information) to others we have business arrangements with to enable them to offer their products and services to you.

We do not use or disclose sensitive information for the purposes of direct marketing.

Personal information, which is not sensitive information, that is collected for workers compensation insurance and motor accident insurance in the Northern Territory will not be used or disclosed to others for direct marketing, customer or market research purpose unless required by the regulator.

Who do we disclose your personal information to and why?

We may disclose your personal information to others for the purposes specified in the section above. This may include disclosure to:

We may also disclose your personal information (but not sensitive information) to others we have business arrangements with to enable them to offer their products and services to you.

We will not disclose your sensitive information for any purpose, other than the purpose for which it was collected, or a directly related secondary purpose, unless you otherwise consent.

Disclosure to overseas recipients

In some instances, your personal information might be disclosed to other companies in the Allianz Group, business partners, reinsurers and service providers (including providers of our virtual online assistant and any online chat function) that may be located overseas. The countries in which these recipients may be located will vary from time to time, but may include Canada, Germany, New Zealand, United Kingdom, United States of America and other countries where the Allianz Group has a presence (a list of which is available on the Allianz Group website or engages subcontractors.

We do not disclose your personal (including sensitive) information to recipients outside of Australia when it is collected for the following insurance products:

We regularly review the security of our systems used for sending personal information overseas. Any information disclosed may only be used for the purposes of collection detailed previously and for system administration.

How do we hold your personal information?

We may hold your personal information in a number of ways, including:

Where it has been collected from our or your agent, or our service providers, they may also hold copies of your personal information.

We may combine personal information we receive about you with other information we hold about you. This includes information received from third parties and information collected for different products and services.

Links to external sites

We may include links to external sites that we consider contain content relevant to the information that you were seeking from us. Where these links occur, we accept no responsibility for the accuracy of the content, the privacy or security of those sites or your reliance on any information contained within any such site.

Contact Us

Access to, and correction of, your personal information

Allianz aims to ensure that your personal information is accurate, up to date, complete and relevant. If you would like to seek access to, or revise, your personal information, or feel that the information we currently have on record is incorrect or incomplete, please contact us using the following contact details:

Privacy enquiry

Territory Insurance Office


131 846 CST 8am-6pm Monday to Friday

Motor Accident Compensation


1300 493 506 CST 8am-5pm Monday to Friday

Life insurance and Consumer Credit Insurance


131 000 EST 9am-6pm Monday to Friday

Workers Compensation insurance


1300 130 664 EST 8.30am-5pm Monday to Friday

CTP South Australia (accidents before 1 July 2016)


1300 618 389 EST 8am-5pm Monday to Friday

All other privacy enquiries, including general insurance,
CTP (except South Australia, accidents before 1 July 2016) and warranty products

1300 360 529 EST 8am-6pm Monday to Friday

Making a complaint

TIO strives to resolve disputes as amicably and as quickly as possible.

TIO has adopted the General Insurance Code of Practice which was developed by the Insurance Council of Australia to raise standards of practice and service across the general insurance industry.

If you are dissatisfied with our service in any way, please contact us on 131 846 or use our online feedback form. We will attempt to resolve the matter in accordance with our Internal Dispute Resolution procedures that complies with the Code.

If you are not satisfied with our decision or a decision is not reached within 45 days, you may lodge a complaint with the Australian Financial Compliant Authority (AFCA), which is an independent external dispute resolution scheme and free to you (subject to its relevant terms and rules).

Find out more about our complaints process.

Changes to this Privacy Policy

We may make changes to this Privacy Policy from time to time for any reason. We will publish changes to this Privacy Policy on this website.

*Allianz means Allianz Australia Limited and its wholly owned subsidiaries including Allianz Australia Insurance Limited trading as Territory Insurance Limited (TIO), but excluding companies operating the following businesses: Club Marine (, Hunter Premium Funding (, Ken Tame (, and Primacy ( which have their own privacy policies. Overseas subsidiaries have their own privacy policies where required by local privacy laws. This Privacy Policy also covers the Allianz Marine & Transit business (