Third Party Car Insurance


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Third Party Property Damage Insurance

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We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

Why TIO?

Local contact centre and claims teams

While it may sound so simple, when things happen, talking with someone who lives and works in the Territory becomes really important.

$17m in claims paid Jan – Dec 2016

Our focus has, and will always be about getting you and your car back on the road as quickly as possible.

Cover you need

Because we understand Territory conditions, we provide an affordable level of cover without compromising service.

Frequently Asked Questions

Yes if your son or daughter is under the age of 25. If you make a claim for an incident that occurred when your vehicle was being driven by a driver under the age of 25, you will need to pay the Age excess shown in the policy schedule in addition to the Basic excess (and all other applicable excesses payable in the policy schedule). If your son/daughter is not listed on your policy schedule, you will need to pay a higher Age excess than if the driver is listed.
In addition to the basic excess, he/she will also be required to pay the age excess. All excesses are displayed on our car insurance policy schedule.
You can’t cover your windscreen only. Windscreen cover is available as part of our Comprehensive Car Insurance.
Comprehensive Car Insurance covers damage to your vehicle, loss of your vehicle or property, theft and damage to other people’s property, such as their vehicle.
Third Party Property Damage (Legal Liability) Car Insurance provides cover for damage or loss against someone else’s property (e.g. in the event of a covered accident).
Unless they are listed on your car insurance policy, we are unable to provide any information or action any requests on your behalf. Please contact our staff on 131 846 to discuss what is involved in providing them access to your car insurance policy.

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