Business Insurance

Business Insurance

Business

Workers Compensation

Commercial
(managed by Broker & Agency)

No business is exactly the same. It’s not just about the size, where you operate, your industry or whether you’re an established organisation or just starting out.
It’s also about what you’ve personally invested to establish and keep the business running, and the different risks that may impact

What all businesses should have is the right insurance cover.

Small Business Direct

Your business is worth protecting from those events and incidents that could potentially impact your personal and financial investment.

To keep things simple, we’ve developed insurance policies that reflect your business and potential needs. Given that no business is the same, you also have the option to tailor which insurance products would best suit your needs.

For full details of the conditions, limits and exclusions on all our cover options, please refer to the Product Disclosure Statement

Business Insurance Packages

  • Small Business
    Advantage Pack Depending on your business type and size, this package offers a range of options to help protect the operations, assets and individuals associated with the business
  • Material Damage
  • Theft
  • Money
  • Glass
  • Machinery Breakdown
  • Electronic Equipment
  • Personal Accident & Sickness
  • Public & Products Liability
  • Business Interruption
  • General Property
  • Management Liability
  • Transit
  • Commercial Motor
  • Trade and Services Pack
    If you’re either working on your own or with a partner on domestic or light commercial jobs
  • Public and Products Liability
  • General Property
  • Personal Accident & Sickness
  • Commercial Motor
  • Office Pack
    Provides a wide range of insurance protection for those working in offices, with no manufacturing and little or no retail operations
  • Material Damage
  • Theft
  • Money
  • Glass
  • Machinery Breakdown
  • Electronic Equipment
  • Liability
  • Business Interruption
  • General Property
  • Management Liability
  • Professional Indemnity
  • Commercial Motor

Commercial Motor

Cover on a wide selection of vehicles including sedans, wagons, utes, 4WD’s, goods carrying up to GVM 5 tonnes, trailers,
agriculture, mobile and earthmoving equipment.

Conditions:
For standard terms, conditions, limits and exclusions about our small business insurance, please refer to the relevant Product Disclosure Statements (PDS).

For more information:

Commercial Insurance

As your business grows and your insurance requirements become more complex, we encourage customers to talk to a Northern Territory Insurance Broker to discuss suitable options available to you. Brokers will be able to access TIO’s specialised commercial insurance products:

  • Industrial Special Risks (ISR)
  • Commercial Strata
  • Residential Strata
  • Business Pack
  • Commercial Motor (20 vehicles or less)
  • Motor Fleet (More than 20 vehicles)
  • Public & Products Liability
  • Community Policy
  • Construction Insurance

For more information about accessing a Northern Territory Insurance Broker please contact us on 89462216 or tiocommerciallines@tiofi.com.au.

8946 2216

Request a call to discuss Small Business Insurance Quote

Thank you for your query. Please enter your contact details below and one of our Business Insurance representatives will call you to discuss our insurance options (this may take up to 24 hours from the first business day after your request has been lodged).

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