Commercial Insurance

Commercial Insurance

As your business grows and your insurance requirements become more complex, we encourage customers to talk to a Northern Territory Insurance Broker to discuss suitable options available to you. Brokers will be able to access TIO’s specialised commercial insurance products:

  • Commercial and Residential Strata
  • Business Pack
  • Motor Trade Pack
  • Trade and Services Pack
  • Office Pack
  • Commercial Motor and Motor Fleet
  • Public and Products Liability
  • Industrial Special Risks

For more information about accessing a Northern Territory Insurance Broker please contact us on (08) 8946 2216 or

Talk to a local
Our contact centre and claims teams live and work in the Territory, so we know Territory conditions.
Trusted since 1979
TIO was established in 1979 to offer Territorians a range of insurance options to choose from. We are as committed and passionate about the Northern Territory as you are.

*Conditions apply

1. Payment by instalments

Premiums payable by instalment may be subject to minor adjustments (upwards and downwards) due to rounding and Financial institution transaction fees may apply.

2. Available covers

Please note:

  • When purchasing the Business Insurance Pack you can select your choice of covers, although Public Liability is a mandatory cover;
  • Some covers are only available if you have taken out other covers. For example, the Theft Section is only available if you have also selected the Commercial Property Section.