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As the Northern Territory is subject to catastrophic natural weather events, it is necessary for us to apply a waiting period of 72 hours for loss or damage occurring from cyclones, storm surge or floods.
This means that if you arrange new insurance or increase sums insured, you will not have immediate cover for these weather events until 72 hours after purchase.
TIO Home Insurance gives you options for selecting covers best suited to your needs.
We provide you with:
- Automatic Flood and Storm cover
- $20 Million Liability cover
- Flexible premium payment options
Product Disclosure Statement
The information given is a guide only. Terms, fees and conditions do apply. From 1 December 2012, please obtain the Territory Home Insurance Premium Cover (Accidental Damage) Product Disclosure Statement and Policy and Territory Home Insurance Essential Cover (Listed Events) Product Disclosure Statement and Policy before making any decisions about these products.
Prior to 1 December 2012, please obtain the Territory Home Insurance Accidental Damage Product Disclosure Statement and Policy and Territory Home Insurance Listed Events Product Disclosure Statement and Policy
SUM INSURED CALCULATORS
Check your Home Building Sum Insured
Check your Home Contents Sum Insured