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As the Northern Territory is subject to catastrophic natural weather events, it is necessary for us to apply a waiting period of 72 hours for loss or damage occurring from cyclones, storm surge or floods. 

This means that if you arrange new insurance or increase sums insured, you will not have immediate cover for these weather events until 72 hours after purchase


TIO Home Insurance gives you options for selecting covers best suited to your needs.

We provide you with:

  • Automatic Flood and Storm cover
  • $20 Million Liability cover
  • Flexible premium payment options

 

Product Disclosure Statement

Before deciding whether to buy TIO Home Insurance, please obtain and read the Territory Home Insurance Accidental Damage Product Disclosure Statement and Policy  and Territory Home Insurance Listed Events Product Disclosure Statement and Policy .

 

SUM INSURED CALCULATORS

Check your Home Building Sum Insured

Check your Home Contents Sum Insured