Save on your home insurance
Here a some ways to help reduce the cost of your Home Building and/or Contents insurance. There is a wide variety of discounts available. Talk to one of our sales consultants today on 1300 301 833.
- Ask for a higher excess
An excess is the amount of money you contribute towards the cost of a claim before the insurance company pays for the rest of the damage. Higher excesses mean lower premiums. For example, increasing your excess from $100 to $1000 could reduce your premium by as much as 40%- potentially saving you hundreds of dollars each year. Terms and Conditions apply.
- Improve Security and Safety
Items such as dead locks, security screens and burglar alarms can entitle you to discounts between 5% and 10% on your home building and contents insurance. If you install a monitored alarm you may be eligible for up to 15% discount off your premium.
- Have other Insurance with TIO
Simply by adding your car, boat or even another home to your existing insurance policy, you can automatically save up to 5% on your insurance premium. Having all of your insurances on one policy means just the one premium, payable monthly, yearly or half yearly.
- Seniors Discounts
If you are 60 years of age or older, you can save up to 10% on your insurance. If you make a claim then the excess will be waived on the first claim made in each insurance period, This will only apply where the amount of the claim exceeds the amount of the excess. For example, if the excess is $100 and your damage is $50 you cannot claim. If your damage exceeds your excess we will pay all entitlements. Terms and conditions apply.
- Neighbourhood Watch
Just by becoming a member of your local neighbourhood watch, you can save up to 10% of your home building and contents insurance. For more information on how to get involved, contact Neighbourhood Watch on (08) 8922 3382 or visit the Neighbourhood Watch Website.