Accidental Damage
Accidental Damage cover offers you a broad range of protection for your building and / or contents against accidental loss or damage.
It gives you the reassurance that your building and / or contents are adequately protected not only against events such as cyclones, floods, fires, burglary and storm surge but also against accidental loss or damage.
Accidental damage offers protection for your contents away from the home, Australia wide or elsewhere in the world, some limits apply.
| Additional features and benefits of TIO Home Insurance | |||
| Home Building | Contents | ||
|---|---|---|---|
| Accessories of a car, motor cycle, caravan, trailer, watercraft and aircraft | No | Yes | |
| Architects' and Surveyors' Fees and Temporary Protection | Yes | No | |
| Contract of Sale | Yes | No | |
| Cover for contents in the open air | No | Yes | |
| Cover for Legal Liability | Yes | Yes | |
| Cover for Loss of Rent | Yes | Yes | |
| Cover for Plants | Yes | Yes | |
| Cover for Temporary Accommodation | Yes | Yes | |
| Cover for Tools of Trade | No | Yes | |
| Deterioration of Refrigerated Foods | No | Yes | |
| Extra costs to comply with by-laws | Yes | No | |
| Fatal Injury | No | Yes | |
| Landlord's Contents | No | Yes | |
| Modifications to the Home | Yes | No | |
| Mortgagee discharge costs | Yes | No | |
| New for old cover for contents | No | Yes | |
| Property in a home surgery or office | No | Yes | |
| Removal of Debris | Yes | Yes | |
| Replacing keys and repairs to locks | Yes | No | |
| Temporary Removal from the site | No | Yes | |
The information given is a guide only as to the cover we provide. Terms, fees and conditions do apply. For Please obtain the Territory Home Insurance Accidental Damage Product Disclosure Statement and Policy before deciding to acquire this insurance cover.