Personal Banking

Accidental Damage

Accidental Damage cover offers you a broad range of protection for your building and / or contents against accidental loss or damage. 

It gives you the reassurance that your building and / or contents are adequately protected not only against events such as cyclones, floods, fires, burglary and storm surge but also against accidental loss or damage.

Accidental damage offers protection for your contents away from the home, Australia wide or elsewhere in the world, some limits apply.

 

Additional features and benefits of TIO Home Insurance
  Home Building Contents
Accessories of a car, motor cycle, caravan, trailer, watercraft and aircraft No Yes
Architects' and Surveyors' Fees and Temporary Protection Yes No
Contract of Sale Yes No
Cover for contents in the open air No Yes
Cover for Legal Liability Yes Yes
Cover for Loss of Rent Yes Yes
Cover for Plants Yes Yes
Cover for Temporary Accommodation Yes Yes
Cover for Tools of Trade No Yes
Deterioration of Refrigerated Foods No Yes
Extra costs to comply with by-laws Yes No
Fatal Injury No Yes
Landlord's Contents No Yes
Modifications to the Home Yes No
Mortgagee discharge costs Yes No
New for old cover for contents No Yes
Property in a home surgery or office No Yes
Removal of Debris Yes Yes
Replacing keys and repairs to locks Yes No
Temporary Removal from the site No Yes
     

 

The information given is a guide only as to the cover we provide. Terms, fees and conditions do apply. For Please obtain the Territory Home Insurance Accidental Damage Product Disclosure Statement and Policy before deciding to acquire this insurance cover.