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As the Northern Territory is subject to catastrophic natural weather events, it is necessary for us to apply a waiting period of 72 hours for loss or damage occurring from cyclones, storm surge or floods.
This means that if you arrange new insurance or increase sums insured, you will not have immediate cover for these weather events until 72 hours after purchase.
Territory Car Insurance gives you the options for selecting the cover best suited to your needs.
We provide you with:
- $20 million Liability cover Australia wide
- Quality Repair Guarantee on repairs arranged by TIO (conditions apply)
- Flexible premium payment options
- One excess free windscreen replacement; and
- Two free windscreen repairs
Product Disclosure Statement
In deciding whether to buy Territory Car Insurance, please read the Territory Car Insurance Product Disclosure Statement and Policy.
Did you know? If you switch your car insurance to TIO, you may be entitled to a refund for any unused part of your current insurance premium.*
*TIO recommends checking your existing insurer's refund policy prior to purchasing new insurance.