Our product range
Territory Car Insurance can protect your car, motorcycle, caravan, trailer and horsefloat against accidental loss or damage and legal liability. Our range of cover types and additional benefits represent great value for money. You can protect your assets and have peace of mind by insuring your car with TIO.
You have the choice of Comprehensive, Third Party plus Fire and Theft, and Third Party Only cover.
Some conditions do apply. The information given is a guide only as to the cover we provide. Please read the Territory Car Insurance Product Disclosure Statement and Policy before you make any decisions about this product.
| Summary of Features and Benefits | |||
| What you are covered for | Comprehensive | Third Party Fire/Theft | Third Party Only |
|---|---|---|---|
| Accidental loss or damage cover | Yes | No | No |
| Fire and theft cover | Yes | Yes | No |
| Cover Australia wide | Yes | Yes | Yes |
| Cover for legal liability | Yes | Yes | Yes |
| Quality repair guarantee | Yes | Yes | Yes |
| Towing | Yes | Yes | No |
| Emergency repairs | Yes | No | No |
| Personal property | Yes* | No | No |
| Free caravan or garden trailer cover | Yes | No | No |
| Hire car after theft | Yes | Yes | No |
| Transit cover | Yes | Yes, restricted to fire or theft | No |
| New car replacement | Yes | No | No |
| Legal costs | Yes | Yes | Yes |
| Windscreen cover | Yes | No | No |
| Uninsured motorists | Yes# | Yes# | |
| No claim bonus protection | Yes, available to maximum no claim bonus holders | No | No |
| No fault excess concession | Yes | Yes | Yes |
* These features/benefits do not apply to motorcycles, caravans, trailers and horsefloats
# These features/benefits do not apply to caravans, trailers and horsefloats