The Benefits Available

For more information on the current level of benefits refer to the Indexed Benefits under Level of Benefits or contact us on 1300 301 833 .

Note: Northern Territory Average Earnings for loss of earning capacity are indexed at 1 January and 1 July each year. For all other benefits indexation applies from 1 January each year.

Loss of Earning Capacity

If you are aged between 15 and 65 and had a capacity to earn prior to the accident you may be entitled to weekly payments for loss of earning capacity as a result of your injuries.

If you are aged between 21 and 65 the amount paid is calculated at 85% of Northern Territory Average Earnings (of all employees total earnings less a notional deduction for tax). If you are not married and aged between 15 and 21 these payments are paid at a reduced rate.

Permanent Impairment

Where injuries have resulted in a permanent impairment of 5% or more, the injured person may be paid a lump sum benefit. The American Medical Association Guidelines to the Evaluation of Permanent Impairment ("AMA Guides") are used to assess a percentage impairment and this rate is used to calculate the lump sum.

For example: 20% (assessed impairment) multiplied by 208 x average weekly earnings (adult) = amount paid.

Medical, Hospital and Rehabilitation Costs

All reasonable medical, hospital, nursing, dental and rehabilitation costs are paid, including a contribution to travel costs necessary to undergo treatment and rehabilitation.

Attendant Care

Some injuries will result in a person being unable to care for themselves, both on a short-term or long-term basis. 

House and Motor Modifications

All reasonable costs are provided for the provision of appliances and equipment e.g. wheelchairs and/or home or car modifications.

Surviving Spouse

Where a person dies as a result of a motor vehicle accident, the surviving spouse or defacto is entitled to a lump sum payment calculated at 156 times the average weekly earnings for an adult, less a percentage that may be payable to dependant child or children.

Dependant Children

The surviving spouse or care giver of an unmarried dependant child is entitled to receive 10% of the average weekly earnings per week per child. In addition, the dependant children each receive between 5 - 10% of the lump sum payable to the surviving spouse. The benefit is paid to the Public Trustee.

Orphaned Children

Where a person dies as a result of a motor vehicle accident leaving no surviving spouse the dependant child or children will receive a lump sum calculated at 156 times the adult weekly earnings.

Dependant Parents

Where a person dies as a result of a motor vehicle accident, leaving no surviving spouse, or dependant children, a dependant parent, may be entitled to receive a lump sum payment calculated at 156 times the adult average weekly earnings.

Funeral Expenses

Reasonable funeral expenses are covered by the scheme up to a maximum of 10% of the annual adult average weekly earnings.