Disclaimer
Disclaimer: (c) 2007 Territory Insurance Office. All rights reserved.
TIO is Government Guaranteed and not regulated by APRA.
The products and services described in this site are available only to the Northern Territory, Australia. Applications from people other than Northern Territory residents will not be accepted.
Although every effort has been made to provide accurate information on these pages, neither the Territory Insurance Office nor any of its employees make any warranty, expressed or implied, or assume any legal liability or responsibility for the accuracy or completeness of any information contained on this site.
The Territory Insurance Office cannot be held responsible for the contents or actions of any pages referenced by an external link.
Reference herein to any company does not necessarily constitute or imply its endorsement, recommendation or favouring by the Territory Insurance Office or any of its employees.
Financial Planning Terms and Conditions
Territory Insurance Office is an Authorised Representative of Financial Wisdom Limited (FWL) ABN 70 006 646 108, Australian Financial Services Licensee, 231138. Financial Wisdom is a wholly owned subsidiary of the Commonwealth Bank of Australia.
You agree that the use of the TIO Financial Planning web pages on this website indicates your acceptance of these Terms and Conditions.
The information on this site is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives and should NOT to be construed as legal, professional or financial product advice. You should obtain a Product Disclosure Statement and consider obtaining personal financial advice from an Australian Financial Services Licensee, or representative thereof before making the decision to acquire, vary or dispose of any financial product.
Whilst all reasonable efforts are made to ensure that the information contained herein is accurate and reliable the parties make no representation or warranty regarding the correctness or reliability of the information provided.
FWL is responsible for the financial planning advice provided by TIO Financial Planners as Authorised Representatives. Please refer to the Financial Service Guide (FSG) for the scope of our authority under FWL. FWL is not affiliated with nor does it endorse other business activities conducted by us.
FWL is not authorised to carry on business in any other jurisdiction. Accordingly, the information contained in these TIO Financial Planning web pages are directed to and available for Australian residents only.
FWL does not endorse, or approve the information, graphics and materials provided by parties other than FWL in the other pages of this website and any links to other websites.
Financial Wisdom and related logos are trademarks registered in Australia. Copyright in the information provided on, and available from, this site is owned by Financial Wisdom. You may not alter or modify this information in any way. This information may be viewed on-line and may be reproduced in hard copy only for your personal reference. You may only use the trade marks and copyright material at this site with FWL express permission and in accordance with FWL's directions from time to time.