Home Insurance
For most Territorians your home and its contents is your most significant investment, and it makes sense to protect your major asset.
Territory Home Insurance does just that. You can be assured that your home building, contents and valuables are fully protected, with the choice of two types of cover available; Accidental Damage and Listed Events
Both levels of cover provide you with:
- Replacement cover for your building
- New for old replacement for contents
- Cover for a range of events including:
- cyclone, flood and storm surge
- fire and malicious damage
- theft and housebreaking
- earthquake, including tsunami as a result of an earthquake
- lightning strike
- fusion of electric motors
- impact and glass breakage
- $20 million legal liability
Even though Territory Home Insurance covers many situations, you may need extra cover for other unexpected events. You have the option to choose the additional cover that suits your needs.
Valuable Items Cover
Territory Home Insurance can insure your valuable items such as jewellery, bicycles, sporting and musical equipment.
Valuable items cover is the ideal way of insuring the full value of your valuables against a wider range of events, including accidental loss or damage at or away from your home and even overseas.
Disaster Cover
Following a significant event that causes widespread property destruction, like cyclone, earthquake or flood, it is common for building costs to increase significantly in line with demand. The result of such an increase could be that the amount you have insured for may prove inadequate following a disaster. If you select Disaster Cover and:
- Your building suffers damage that is insured under the policy, and
- The damaged was caused by an event which leads to the declaration of a state of emergency or state of disaster per the provisions of the Northern Territory Disasters Act, and
- The site at which your building is located is in the region to which the state of emergency or state of disaster applies, then
We will increase the sum insured on your building by 30%. Giving you the added protection you need to rebuild.
Product Disclosure Statement
The information given is a guide only. Terms, fees and conditions do apply. Obtain the Territory Home Insurance Accidental Damage Product Disclosure Statement and Policy and Territory Home Insurance Listed Events Product Disclosure Statement and Policy before making any decisions about these products.
You will need Adobe Acrobat Reader to read and print the Product Disclosure Statement and Policy. The reader can be downloaded from the Adobe Web Site