Car Insurance

Territory Car Insurance can protect your car, motorcycle, caravan, trailer and horsefloat against accidental loss or damage and legal liability. Our range of cover types and additional benefits represent great value for money. You can protect your assets and have peace of mind by insuring your car with TIO.
Our Product Range
We offer three types of car insurance cover:
| Summary of Features and Benefits | |||
| What you are covered for | Comprehensive | Third Party Fire/Theft | Third Party Only |
|---|---|---|---|
| Accidental loss or damage cover | Yes | No | No |
| Australia wide cover | Yes | Yes | Yes |
| Emergency repairs | Yes | No | No |
| Emergency travel and accommodation | Yes | No | No |
| Fire and theft cover | Yes | Yes | No |
| Free caravan or garden trailer cover | Yes | No | No |
| Hire car after theft | Yes | Yes | No |
| Legal costs | Yes | Yes | Yes |
| Legal Liability | Yes | Yes | Yes |
| New vehicle replacement | Yes* | No | No |
| No claim bonus protection | Yes, available to maximum no claim bonus holders | No | No |
| No fault excess concession | Yes | Yes | Yes |
| Personal property | Yes* | No | No |
| Towing | Yes | Yes | No |
| Transit cover | Yes | No | No |
| Uninsured motorists | Yes | Yes# | Yes# |
| Windscreen cover | Yes | No | No |
* These features/benefits do not apply to motorcycles, caravans, trailers and horsefloats
# These features/benefits do not apply to caravans, trailers and horsefloats
Product Disclosure Statement
The information given is a guide only as to the cover we provide. Terms, fees and conditions do apply.
From 1 May 2013, please obtain the Territory Car Insurance Product Disclosure Statement and Policy before deciding to acquire this insurance cover.
Prior to 1 May 2013, please read the Territory Car Insurance Product Disclosure Statement and Policy before deciding to acquire this insurance cover.
TIO Roadside Assistance
TIO has withdrawn this product from sale.
As an alterative, AANT is keen to assist our customers with the service which includes not only breakdown but a much wider range of benefits. They have operated in the Northern Territory for 46 years trusted by over 17,000 members as experts in this area.
For more information contact;
AANT General enquiries: (08) 8925 5901
Or visit www.aant.com.au