Savings & Term Deposit Interest Rates

See our Great Rates for Term Deposits and Savings accounts.

Essential Term Deposit Rates
1-3 Months $1,000-$4,999
$5,000-$250,000
1.00% pa
5.20% pa
4-6 Months $1,000-$4,999
$5,000-$250,000
1.50% pa
5.20% pa
7-9 Months $1,000-$4,999
$5,000-$250,000
1.50% pa
5.00% pa
10-12 Months $1,000-$4,999
$5,000-$250,000
2.25% pa
5.00% pa
13-24 Months $1,000-$4,999
$5,000-$250,000
2.25% pa
5.20% pa
25-36 Months $1,000-$4,999
$5,000-$250,000
2.25% pa
5.20% pa
Investments over $250,000 Customers can earn money market linked rates set daily by our Investment Services. Call 1300 301 833 or email investments@tiofi.com.au

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Essentials Savings Rates
Essentials eSaver $1,000 + 4.50% pa
Essentials Business $5,000-$19,999
$20,000-$49,999
$50,000-$99,999
$100,000+
0.25% pa
0.50% pa
1.00% pa
1.25% pa
Essentials Pension $0-$44,599
$44,600+
3.00% pa
4.50% pa
Essentials Limited $0+ 0.01% pa

Download a printable PDF version of these rates.

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Rates effective from 15 May 2012 (Retail Customers only)

Investment rates on amounts of over $250,000 will be advised by Investment Services.

Terms, conditions, fees and charges apply. Above rates are subject to change. TIO is government guaranteed and not regulated by APRA.