Term Deposits - Guaranteed Returns
Term deposits are investments where the interest rate is guaranteed not to change for the nominated term, so you know exactly what your investment will be worth at maturity. You can be assured of:
Competitive interest rates
Terms from 1 to 36 months
Guaranteed rate of return for the term of your deposit
For balances greater than $250,000 customers can contact our Investment Consultant on 1300 301 833 or email: firstname.lastname@example.org to obtain current money market linked rates set daily.
Open a Term Deposit account now
Existing customers with Online Banking
If you are an existing TIO customer and have access to Online Banking, you can now open a new term deposit online. Simply logon to Online Banking with your existing customer number and password and access the option from the drop down menus.
Existing customers without Online Banking
If you have a Savings or Transaction account with us, but do not have Online Banking you can still transfer funds to a Term Deposit, simply complete the following Online Term Investment Transfer Application or visit any TIO branch.
New customers to TIO Banking
If you do not hold any other banking accounts with TIO, then complete our Online Application it only takes 5 minutes and we use the latest online identification tool to verify your details. Alternatively you can phone us on 1300 301 833 or visit any TIO branch.