Personal Banking

Everyday Deeming

The Everyday Deeming Account is a special day to day account designed especially for customers who receive a government pension or allowance. TIO's Everyday Deeming Account provides interest rates that reflect the government deeming rates to ensure your return expectations are met.

 

Features and Benefits
Monthly account service fee Nil
Access to funds
  • TIO Branches
  • Online Banking
  • Phone Banking
  • TIO ATMs
  • EFTPOS, and
  • Optional Cheque Book*
Deposits
  • Direct credits
  • Cash deposits at TIO Branches
  • Cheque deposits* at TIO Branches
Withdrawals
  • TIO ATM transactions
  • Direct debits
  • TIO Online Banking and Phone Banking transfers and transactions
  • EFTPOS transactions
  • Cash withdrawals at TIO Branches
  • BPay® transactions via Online and Phone Banking
Interest

Interest is calculated daily and paid quarterly
Tiered interest rate
View our current interest rates

Minimum balance No opening or minimum monthly balance requirements
Statements Quarterly
Additional options Optional Cheque Book*
Apply now Apply now using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch. Please read the terms and conditions before you apply.
   

*Additional fees and charges may apply.

Fees, charges, terms & conditions apply and are available on TIO's website or on request by mail, telephone or at any TIO branch. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678. ® Registered to BPAY Pty Ltd ABN 69 079 137 518.