Our product range
To help you to choose the account that suits you best, compare some of the features of our Transaction and Savings Accounts:
| Compare Transaction Accounts | |||||
| Feature | Everyday Account | Everyday Deeming | Access Saver | ||
|---|---|---|---|---|---|
| Online banking | Yes | Yes | Yes | ||
| Phone banking | Yes | Yes | Yes | ||
| ATM/EFTPOS | Yes | Yes | Yes | ||
| Branch withdrawals | Yes | Yes | Yes | ||
| Visa Debit card | Yes | Yes | Yes | ||
| Direct Credits | Yes | Yes | Yes | ||
| Direct Debits | Yes | Yes | Yes | ||
| Cheque Book | Optional | Optional | Optional | ||
| Monthly account service fee | $5 | Nil | Nil | ||
| Statements | Monthly | Quarterly | Quarterly | ||
| Interest calculated | N/A | Daily balance | Daily balance | ||
| Interest paid | N/A | Quarterly-Mar, Jun, Sep, Dec | Quarterly-Mar, Jun, Sep, Dec | ||
| Minimum opening balance | Nil | Nil | Nil | ||
| Minimum balance to be retained | Nil | Nil | Nil | ||
| Compare Savings Accounts | |||
| Feature | Everyday High Interest | Everyday Online | Build-up Saver |
|---|---|---|---|
| Online banking | Yes | Yes | Yes |
| Phone banking | Yes | Yes | Yes |
| ATM/EFTPOS | No | No | No |
| Branch withdrawals | Yes* | Yes* | Yes* |
| Visa Debit card | No | No | No |
| Direct Credits | Yes | Yes | Yes |
| Direct Debits | No | No | No |
| Cheque Book | No | No | No |
| Monthly account service fee | Nil | Nil | Nil |
| Statements | Quarterly | Quarterly | Quarterly |
| Interest calculated | Daily balance | Daily balance | Daily balance |
| Interest paid | Monthly | Quarterly-Mar, Jun, Sep, Dec | Quarterly-Mar, Jun, Sep, Dec |
| Minimum opening balance | $1000 | $500 | Nil |
| Minimum balance to be retained | $1000 | Nil | Nil |
*Additional fees may apply for branch withdrawals.
Fees, charges, terms & conditions apply and are available on TIO's website or on request by mail, telephone or at any TIO branch. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.