Personal Banking

Variable Rate Home Loan

Our Standard Variable Home Loan is suitable for anyone looking for access to a full range of features and the flexibility to change your loan in the future.

 

Features and Benefits
  • Variable interest rate
  • 100% interest offset facility available
  • Pre-approved TIO Credit Card
  • Fortnightly, Monthly or Weekly repayments
  • Minimum loan amount $10,000
  • Redraw available
  • Extra repayments allowed
  • Owner occupied and investment loans
  • Repayments terms up to 30 years
 

 

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

 

All applications for loans and credit cards are subject to TIO's normal credit approval process. Fees, charges, terms and conditions apply and are available on application. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.