How it works

Introductory Home Loan

A home loan that rewards you with a guaranteed low interest rate fixed for the first 12 months.  The rate then transfers to the Standard Variable Home Loan rate.

 

Features and Benefits
  • 12 months fixed rate, then 2 years at the standard variable interest rate
  • 100% interest offset facility is available after the fixed period
  • Pre-approved TIO Credit Card
  • Repayment terms up to 30 years
  • Repayments accepted by electronic direct debit, periodical payments and/or salary credit
  • Fortnightly, Monthly or Weekly repayments
  • Minimum loan amount $10,000
  • Available for owner occupied and investments loans
 

To qualify you must have a TIO savings account with ATM/EFTPOS access and have your Home/Contents Insurance policy with TIO Insurance.

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Fees, charges, terms and conditions apply and are available on application. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.

Call us 1300 301 833

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