TIO in the community

Interest Saver Home Loan

Minimise the amount of interest you pay with a discounted variable rate and the ability to make unlimited extra repayments, and with an optional interest offset facility.

 

Discounts
Less than $100,000 0.40% off the standard variable rate
$100,000 plus 0.72% off the standard variable rate
   

 

Features and Benefits
  • Variable interest rate
  • 100% interest offset facility available
  • Pre-approved TIO Credit Card
  • Repayments must be made from a TIO Savings Account
  • Fortnightly, Monthly or Weekly repayments
  • Minimum loan amount $10,000
  • Owner occupied loans only
  • Repayment terms up to 30 years
  • Extra repayments allowed
  • Redraw available
 

 

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Fees, charges, terms and conditions apply and are available on application. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.