Personal Banking

Home Equity Loan

The Territory Home Equity mortgage line of credit is a secured variable rate home loan and savings account in one, with easy access to funds through Online Banking, Phone Banking, ATM/EFTPOS and cheque book.

 

Features and Benefits
  • Minimum loan amount $20,000
  • Variable interest rate
  • Pre-approved TIO Credit Card
  • Reviewed every 2 years
  • Repayments accepted by electronic direct debit, periodical payment, salary credit, cash or cheque deposits
  • Available for owner occupied and investment loans
  • Additional repayments allowed
  • Redraw available
  • No ongoing principal repayments required
  • Access via Online Banking, Phone Banking, ATM/EFTPOS with your CueCard
 

 

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Fees, charges, terms and conditions apply and are available on application. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.