Personal Banking

Fixed Rate Home Loan

A Fixed Rate Home Loan is a great option if you want reassurance of fixed loan repayments or are concerned with interest rate rises.

 

Features and Benefits
  • Fixed rates available from 1 to 5 year terms
  • Rate Lock facility available
  • Pre-approved TIO Credit Card
  • Repayments accepted by electronic direct debit, periodical payments and/or salary credit
  • Minimum loan amount $10,000
  • Repayments terms up to 30 years
  • Available for owner occupied and investment loans
  • Additional repayments not allowed
  • No interest offset
  • Redraw is not available
 

 

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Fees, charges, terms and conditions apply and are available on application. TIO recommends that you consider all these before deciding whether or not to acquire the product. Interest rates are subject to change. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.