Home Loans
Finding the right home loan can be daunting, whether you are purchasing or building a new home, investment property or renovating your existing home.
TIO Banking offers a comprehensive range of home options for either owner occupier or investment purposes, whether you are a first home buyer or experienced investor:
- **NEW** Premium Home Loan - a package that gives you great discounts when you have your home loan, transaction account and insurance with TIO.
- Extra Miles Home Loan - a flexible package with discounts to save you more whilst you earn *Qantas Frequent Flyer points.
- Territory Interest Saver Home Loan - a discounted variable rate loan that gives you interest saving options throughout the life of the loan. (Not available for investment home loans)
- Territory Home Equity - utilise the equity your home with this flexible line of credit for your personal and investment borrowing.
- Variable Rate Home Loan - a loan that gives you a full range of features with the flexibility to change your loan in the future.
- Introductory Home Loan - a loan with the assurance of fixed repayments for the first 12 months and full flexibility.
- Fixed Rate Home Loan - borrow at a fixed rate for assurance that your repayments are set regardless of interest rate changes.
- HomeNorth Xtra - TIO administers this scheme on behalf of Territory Housing to help more Territory families own their own home.
*You must be a member of the Qantas Frequent Flyer program to earn and redeem points in accordance with the terms and conditions of Qantas Frequent Flyer program. A joining fee applies.
All applications for loans and credit cards are subject to TIO's normal credit approval process. Full terms and conditions will be included with the loan/credit card offer. Fees and charges are payable and may be varied or introduced in the future. Government charges and taxes apply. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.
