Personal Banking

Lifestyle Loans

Whether you need money for a holiday, boat, renovating your home or consolidating your debts, TIO have a lifestyle loan to suit any worthwhile purpose.

 

Features and Benefits
   
Minimum Loan amount $5,000
Maximum Loan amount $70,000
Loan term Minimum 1 year to a maximum of 5 years
Repayment options

Weekly, fortnightly or monthly repayments by:

  • Periodical payment from a TIO savings or transaction account
  • Direct payroll deduction
  • Direct debit from another financial institution
Extra Repayments Accepted anytime without penalty
Redraw Not available
Establishment fee $225
Monthly Service fee $5 charged to the loan on the last calendar day of each month
Interest Rates View our current interest rates and comparison interest rates
   

You can apply online using the link below, or alternatively, you can call us on 1300 301 833, or visit any TIO Branch.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Full terms and conditions will be included with the loan/credit card offer. Fees and charges are payable and may be varied or introduced in the future. Government charges and taxes apply. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.