Comparison rate schedule
The comparison rate incorporates the costs associated with setting up a loan including the nominal interest rate/s, the loan approval fee and any other upfront or ongoing fees. The comparison rate excludes government fees and charges as these are standard across all loans.
The comparison rate will enable you to make a more informed decision when applying for a loan as it can be compared against the comparison rates for other loan types and loans with other lenders.
Although comparison rates are useful, you still need to take into consideration the features and benefits that the loan may offer such as redraw, offset or ability to make additional repayments. These features can give you greater flexibility, which can ultimately save you money.
Car and Lifestyle loan comparison interest rate schedule
Home Loan comparison interest rate schedule
All applications for loans and credit cards are subject to TIO's normal credit approval process. Full terms and conditions will be included with the loan/credit card offer. Fees and charges are payable and may be varied or introduced in the future. Government charges and taxes apply. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.