Personal Banking

TIO has a range of personal transaction and saving accounts that can be tailored to your individual needs. Whether you are looking for a fixed term deposit or day-to-day access over the counter, via the Internet or telephone or via the convenience of EFTPOS and ATM, we have accounts to meet your needs.
We have accounts to help you save and make everyday transactions. Browse our range of savings & transaction products to see what suits you best.
Of course you want to grow your money! TIO offers a range of investments accounts that will help you reach your goals, no matter what they are. We offer high interest rates with no account keeping fees, and you choose the term of your investment giving you control of your finances.
We have a range of home loans to suit everyone from the first home buyer to the experienced investor.
Looking to unlock the equity in your home? We can help you with that too.
TIO also manages the HomeNorth Xtra scheme helping more Territorians into their first home.
Time for a new car, boat or how about that holiday?. Perhaps its time to get your finances under control by consolidating your debts into one easy repayment.
TIO gives you fast approval personal loans with competitive interest rates.
Whether shopping on the internet, over the telephone, in retail stores, dining out, booking hotels, cars, or travelling the world - the TIO Visa Credit Card allows you worldwide access to your funds, safely, quickly and easily.
TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.