Authorised Representatives
Territory Insurance Office has authorised the following individuals to provide financial advice on its behalf:

David Coutts AdvDipFS(FP) - Senior Financial Planner
David joined TIO Financial Planning in 2004 and has more than 20 years experience in the financial services industry. During his professional career, David has gained extensive experience and knowledge in all areas of Financial Planning including, wealth creation, retirement planning, portfolio management, wealth protection and superannuation strategies.
David holds the Advanced Diploma of Financial Services (Financial Planning), is currently completing his Certified Financial Planner qualifications and is a practitioner member of the Financial Planning Association (FPA). As TIO's Senior Financial Planner, David also uses his wealth of experience to mentor our other Planners.
David prides himself on helping clients make informed financial decisions based on achieving their lifestyle goals. David specialises in wealth creation and retirement planning.
David conducts himself ethically and professionally in every aspect of his work and adheres strictly to the guidelines set out in his Financial Services Guide.
Peter Eason BComp, GDipAppFin, DipFS(FP) - Financial Planner
Peter has had considerable financial experience over the last 10 years and holds a Graduate Diploma of Applied Finance & Investments, a Diploma of Financial Services (Financial Planning) and a Bachelor of Computing. Peter joined TIO Financial Planning in early 2007 and is a member of the Financial Planning Association (FPA).
Peter specialises in Personal Superannuation strategies, investment planning and personal risk protection strategies.
Peter conducts himself ethically and professionally in every aspect of his work and adheres strictly to the guidelines set out in his Financial Services Guide.
Shayne Cromie, DipFS(FP) - Associate Financial Planner
Shayne joined TIO in 2005 and after experience within the company moved to Financial Planning in early 2008. Shayne holds a Diploma of Financial Services (Financial Planning) and is a member of the Financial Planning Association (FPA).
As an Authorised Representative, Shayne specialises in personal risk protection strategies including; life, trauma, total and permanent disability and income protection insurance.
Shayne conducts himself ethically and professionally in every aspect of his work and adheres strictly to the guidelines set out in his Financial Services Guide.
Natasha Hammond DipFS(FP) A Fin - Office Manager
Natasha joined TIO in 2004 and commenced with TIO Financial Planning in 2006. Natasha has extensive Financial Planning experience from her career in the UK.
Natasha has an Advanced Diploma of Business, a Diploma of Financial Services (Financial Planning) and is a member of the Financial Planning Association (FPA).
As the Office Manager of TIO Financial Planning Natasha is responsible for the smooth operation of the office.
Territory Insurance Office is an Authorised Representative of Financial Wisdom Limited
ABN 70 006 646 108 AFSL No. 231138