Home Loan Interest Rates

You'll love our competitive home loan interest rates:

 

Essentials Home Loan - Fixed Rate 

The certainty and security of a fixed interest rate on your home home.

Essentials Home Loan - Fixed Rate
Fixed Rate Term Annual Rate Comparison Rate
1 Year 6.19% 6.98%*
2 Year 6.29% 6.92%*
3 Year 6.39% 6.89%*
4 Year 6.79% 7.00%*
5 Year 6.79% 6.98%*

Essentials Home Loan 

A fully flexible stand alone home loan.

Essentials Home Loan - Standard Variable
  Annual Rate Comparison Rate
Standard Variable Rate 6.96% 7.06%*

 

Essentials Home Loan Package 

A home loan package to reward you for having your banking with us.

Essentials Home Loan Package - Discounted Rates
Loan Amount Discount
on Standard Variable		 Comparison Rate
$150,000- $249,999 0.30% Show comparison rate schedule
$250,000-$349,999 0.50% What is a comparison rate?
$350,000-$699,999 0.60%  
$700,000 & above 0.70%  

Download a printable PDF version of these rates.

 

Interest Rates are effective from 11 May 2012 and are subject to change.

 

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*Comparison rate calculated on a loan amount of $250,000 over 25 years.

Normal lending criteria, terms, conditions, fees and charges apply and are available in full on application. TIO is government guaranteed and not regulated by APRA.

Warning: These comparison rates apply only to the example or examples given. Different amounts and term will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.