Business Banking

Business Loans

No matter what the investment or commercial purpose, a TIO Business Loan can provide the ideal solution. You can choose to repay Interest Only or Principal and Interest and select the repayment option that suits you best.

You have the option of a fixed or variable interest rate. Avoid  the hassles that interest rate volatility can create with a fixed interest rate. Alternatively, a variable interest rate provides you with the flexibility of a rate that changes in line with market forces with no additional costs for full or partial early repayment.

Features
Loan Amount Minimum $10,000
Security Security can be provided in various forms including residential, commercial or rural property, business assets, or a combination of these.
Term Commercial security - Up to 15 years
Residential security - Up to 30 years
Interest Rate Types
  • Variable rate
  • Fixed rate, interest in arrears
  • Fixed rate, interest in advance (interest only loans only)
Repayment Terms
  • Weekly
  • Fortnightly
  • Monthly
Repayment Options
  • Principal and Interest
  • Interest Only (available up to a maximum term of five years)
Fees and Charges Fees and charges are payable. Please ask your Relationship Manager for relevant details.
   

 

If you require further information, please use the online request form or call us on 1300 301 833.

All applications for loans and credit cards are subject to TIO's normal credit approval process. Full terms and conditions will be included with the loan/credit card offer. Fees and charges are payable and may be varied or introduced in the future. Government charges and taxes apply. TIO is Government guaranteed and not regulated by APRA. TIO ABN 72 532 995 678.